Personal-finance

This book is for anyone contemplating bankruptcy. Peggy Palms does an excellent job of describing, to the debtor, the ins and outs of filing bankruptcy. This is the first book of its kind that helps debtors (not creditors) understand the bankruptcy process without feeling ashamed or embarrassed. I would recommend this book to ANYONE experiencing financial problems. It releived a tremendous amount of stress from my life and gave me hope. Peggy Palms is wonderful.

Sunday I purchased six books on Bankruptcy, read this one first and didn't bother reading the others. It was so real, truthful, and as we say in the Caribbean, down to earth, connotating a Holistic coverage. This book will help me as I work to fight for bankrutpcy reform in my country. I recommend it anyone facing financial problems or wanting to know more about bankruptcy from the perspective of an experienced, practicing attorney who seems to care about people in trouble.

If you or anyone you know is considering filing for bankruptcy, "The Bankruptcy Solution" is a must read! It stands out from the few others I have purchased/read because it answers almost every question one may have regarding Chapters 7 and 13. Also, Ms. Palms addresses bankruptcy matters with a no-nonsense, dignfied attitude. Other books make the reader feel shameful about bankruptcy issues, whereas "The Bankruptcy Solution" gives one hope for life after a BK. After reading this page-turner, you will hold your head high. My only regret is that Ms. Palms is unable to represent me(I live across the country from where she practices)!

My daughter was in a serious car crash and has been unable to work or to pay her bills. We have been helping her as much as possible and finally talked her into starting over as her creditors have been calling constantly. We talked her into filing a Chapter 7 bankruptcy and then I went and purchased this book for her. It's called a "bankruptcy kit", which one would assume would have all the forms, etc.
The book was typical lawyer [garbage] and didn't speak of filing "yourself" at all but talked about "discuss this with your lawyer". Then, I checked the book for the proper forms to use and these in the book are unable to be copied and the author suggests contacting the law records company but doesn't give an address. I was VERY disappointed and frustrated and would tell people that to purchase it, is a waste of money. I am now going to order another, highly recommended book on bankruptcies, with forms you can use, and information to help you do it all yourself.

The author did a good job organizing the information in this book.

I would also recommend Surviving Financial Disasters by Tiffany R. Love which comes with a CD ROM and actual sample court documents from someone who has been there and done that.

With the forms in this book and the on-line links it gave me for local rules and forms, I filed by myself and saved $1100. I had no problem representing myself in court, because I knew my case, I typed it!

I found this book to be helpful in knowing what to expect and helping me get my information ready to give to a lawyer. This book gives you the information to file on your own, I just feel safer using a lawyer.

This was a great supplement to my bankruptcy class in law school. Prof. Epstein has put together an easy-to-understand summary of bankruptcy rules.

This is really a must have. I handled my own chapter 13, start to finish with this one. Even handled the emergency filing to get mean ole nasty pasty creditors that were harassing me intentionally off my case. I was even able to file a complaint with them thru the bankruptcy courts. This book references this, and I called the clerks office, and checked out web sites, and this book gave me the confidence, to file a complaint against these creditors. The interderagatorys are fanstasic. THese really helped me out, at my creditors meetings. I was able to even able to pursue a wage garnishment out of my soon to b X's pay check. This was the only way I was going to keep my stuff. I really enjoyed I must say representing my self. It is really not that hard, and more of u folks out there need to try it. They really don't chew ya up and spit ya out like everyone believes. It was not that stress ful, after everything was filed. Actually, It was nice to bask in the quiteness of the emeregency filing. My phone quit ringing. It was soooo nice. This one belongs rite up there with my bible. It was a thrill I must say to stand in line to file my paper work, schedules, and yes, I even filed a motion.! It was great standing there next to some of my towns high power bankruptcy attorneys. ONly thing, I have to say, when attorneys, start offering free advise, have a pen ready to write. I also learned be nice as pie to the clerks. They are so busy, and swamped with work. U will be glad you had patience. Patience is a virtue on this one as far as filings go. THe creditors meetings went well, I even drafted my own propsals of what I wanted, to happend. I even learned how to contest the amount of my truck, and did so, and requested the interest rate be dropped. I got just what I wanted. It actually was not as a terrible as we are taught in society to think. Oh my she/he file bankruptcy. It was not that bad, and also the bankruptcy court I went to, had a class on how to balance your budget, and it was very informational. Dom't feel bad if you have to do this someday. It happens to the bestest of us. IF you do this is definitely the book you wanna seek. I have compared up to some of the competetions, and I felt this one was the easy one to use. Plainest english. Simplest terms. I didnot feel intimidated at all by this book. This book covered all the bases, and then some. Others books I feel were not as complete as this one was. I researched books and sat down and looked thru them at my local book store. THis one won hands down. I must say, it is flexible, easy to tote with you, easy to put in babys bag, and easy to tote on bike with grocerys, and easy to clean up. I spilled coffee on mine... wipes up great. Later, Betty Hogges. :)

This is THE same book as Financial Reality. If you have one, there's no sense in buying the other. Other than that, this is an excellent, easy to read book explaining how people find themselves in financial trouble and some common sense methods on what you can do about it, or if nothing can be done, how you can deal with the consequences. It could be sub-titled, "Things your parents should have taught you!"