Personal-finance


Related Subjects: Money Book Review 401k 403(b) 457-plan 529-plan-college-savings Credit-card Credit-repair Debit-card Debt-consolidation Education-Savings-Account Employee-stock-option Individual-Retirement-Account Insurance Pension Social-security Wealth
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Book reviews for "Personal-finance" sorted by average review score:

The 100 Best Mutual Funds You Can Buy 2004 (100 Best Mutual Funds You Can Buy, 2004)
Published in Paperback by Adams Media Corporation (01 October, 2003)
Author: Gordon K. Williamson
Amazon base price: $10.47
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Average review score:

Uses old data, poor labels and tables would be better
The 2003 edition of The 100 Best Mutual Funds uses data through December 31, 2001.
The book is primarily a collection of two page profiles on each fund. The profiles start with a 5 star ranking system to grade Total Return, Risk Reduction, Management, Current Income and Expense Control. Next the author uses 5 category grades to evaluate up-market performance, down-market performance and predictablility of returns. The grades are excellent, very good, good, fair and poor. I have two problems with these grading systems. First, the categories are too broad, second the author does not specify which time period or periods he used to determine the up and down market performance.
Finally, the two page profiles should be replaced with tables. Tables would make it easier to compare the mutuals funds in each category to one another. Tables would also eliminate the "same words but different numbers" monotony of the text.
I would recommend using Standard & Poor's Net Advantage database if it is available at your local library. If not the American Association of Individual Investors www.aaii.com provides a quarterly mutual fund data table, focusing on low load funds, at a reasonable price. The table can be downloaded into an Excel Worksheet so you can use Excel's filter feature to produce a list of funds with specific criteria.

Not worth the money
general information about mutual fund, something you can easily find on the internet.

100 Best Mutual Funds You Can Buy in 2004 by Williamson
A mutual fund is essentially held by shareholders and managed
for an investment fee. This book discusses some of the top
mutual funds in the market together with the considerable
returns. Top funds are American Century Global Gold,
Vanguard Health, Longleaf Partners, Clipper and Calamos Growth.
These funds all have a double digit yearly rate of return.
Aggressive growth funds tend to have the maximal capital gains.
These funds can turn downward in a faltering economy so it is
critical to invest coincidentally with an upturn. If you catch
the bottom of a recession and invest, it is possible to
have three to four times your money in just a few years.
Many of these funds have good investment newsletters which
are important to read carefully. The key is to diversify risk
by placing your portfolio in a managed risk mix of investments.
i.e. safe returns, intermediate risk and aggressive funds


The 100 Absolutely Unbreakable Laws of Business Success
Published in Digital by CBD Inc. ()
Author: Brian Tracy
Amazon base price: $9.56
List price: $11.95 (that's 20% off!)
The scrappy spirit of Horatio Alger is alive and well in success guru Brian Tracy. He may not be a household name yet like his colleagues Warren Bennis and Anthony Robbins, but (his publisher tells us) he still lectures hundreds of thousands annually on personal and professional development, including top cats at IBM and Arthur Andersen. This, his latest of some 10 books (including the "bestseller" Maximum Achievement), is exactly what its title suggests--100 maxims and MOs everyone must learn and live by to make it big, broken down into the laws of Life, Success, Business, Leadership, Money, Selling, Negotiating, and Time Management. Each law is followed up by anecdotes and quotes through history, plus bulleted points on "How You Can Apply This Law Immediately," which provide welcome structure and practicality.

In fact, Tracy's 100 laws are so cheerily practical, such an astoundingly uncomplicated affirmation of good old American bootstrap self-determinism, they recall the days when Alger's fictional bootblacks and newsboys finally made it big through pluck, elbow grease, and wide-grinning high hopes alone. (And, consciously or not, Tracy does seem to reside in a boys' world: among the countless men of means he cites here--from Emerson, Twain, and Lincoln to Henry Ford, Sam Walton, and, uh, Jesus Christ--this reviewer counted a whopping two women.) At times, Tracy's laws read like a Rotarian's shameless plug for capitalism ("The free market is the most efficient way for millions of people to have their needs met at the lowest possible cost"), an expression of Nietzschean contempt ("People are poor because they have not yet decided to become rich"), or, in a few instances, the kind of declaration that sets survivors of totalitarian regimes all a-tremble ("Power gravitates to the person who can use it most effectively to get the desired results"--yikes!).

That said, Tracy's pronouncements are more than usually correct; an unfailing boost to the indecisive, underconfident, or fatalistic soul ("You are completely responsible for everything you are and for everything you become and achieve"); and even occasionally astute, especially in matters of sales ("Top money-earners in sales are viewed as consultants, helpers, counselors, and advisors to their customers, not as salespeople"), where he had his own humble beginnings. You won't find anything especially new in Tracy's 100 Absolutely Unbreakable Laws, so think of it as all the best advice for improvement of your self, career, and business you'll ever read or hear, packed into one turbocharged go-getter's almanac. At the book's start, Tracy promises us that just by writing down 10 of our goals in the first-person present tense ("I actually AM too rich and too thin!"), eight will have come true in a year's time. I ask you: Did even your own mother ever have that much faith in you? --Timothy Murphy

Average review score:

The 100 ABSOLUTELY UNBREAKABLE LAWS OF BUSINESS SUCCESS
Brian Tracy has done it again! This is an encyclopedia for the business person with a desire to succeed! Easy reading, a FANTASTIC reference book! He lays it out very simply for the busy person who doesn't have time to go thru many words to get to the main point! A MUST FOR THE ENTREPRENEUR! That is...if you want an edge on success! GRAB THE BOOK! Pat Chipman, Lifestyle Management Enterprises

YOU MAY HAVE READ IT ALL BEFORE-BUT READ THIS REGARDLESS!
For the last four years I have read all of the self-help, business, financial, and psychology books I've come across. Brian Tracy's tape set; The Psychology of Success was the first audio experience I had with this genre of material. From that time on, I've read, or listened to almost all of Mr. Tracy's material. While I can't say that this is a better book than Maximum Achievement, it is every bit as good. Brian Tracy may not use material which he can totally call his own, he portrays it in a way which relates more to us in our time than his predecessors. I loved this book. You will too! Some day I hope to meet him and thank him personally for how much his motivational materials have changed my life.

Powerful--it exploded my business
The 100 Absolutely Unbreakable Laws of Business Success is 300 pages and 8 chapters of powerpacked information that will help any business.

The 100 Absolutely Unbreakable Laws of Business Success will show you how to:

* Attract and Keep better people

* Produce and sell more and better products/services

* Control costs more intelligently

* Expand and grow more predictably

* Increase your profits, and much more.

The fourth law in chapter 60 was very beneficial to me. The ideas in this book exploded my business. Nobody does it better than Brian Tracy.


The 10-week Flexible Investment Plan
Published in Paperback by Kogan Page (03 December, 2002)
Author: Alexander Davidson
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The 10-Day Financial Breakthrough
Published in Paperback by Chariot Victor Pub (01 April, 2002)
Author: James L. Paris
Amazon base price: $13.99
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The $100 000 Club How to (Gemstar) Make a Six Figure Income
Published in Hardcover by Oxmoor House (July, 1999)
Author: D. a. Benton
Amazon base price: $4.95
Average review score:

A Solid Effort!
The dust cover claims this book is worth its weight in gold. Its last chapter, which outlines the 20 steps to earning $100,000 a year, could well make it so. If you buy the book, read the final chapter first. D.A. Benton’s 20 steps are clear and easy to follow. Once you know them, the rest of the book provides excellent supporting information. Benton shows examples of how specific individuals (many of them high-profile celebrities and athletes) used each step to achieve success. This book offers no get-rich-quick schemes. The author advocates a logical, methodical approach to making $100,000 per year. She is so confident that she makes a guarantee: If you put maximum effort into all 20 steps, you will become a member of the $100,000 Club. We [...] recommend this book to anyone interested in making a six-figure income.

A well organized and fun to read book about success
Debra documented the characteristics of people in the $100K club very well. It is not (supposed to be)a how to book, but a guide to ensure you are on the path to becoming a six figure earner.

It also serves as a reference and reminder about the things you know you need to do, but do not have someone challenging you to acheive. Debra is able to coach the reader, as if she is working one-on-one with them.

Cha-ching!
This is the way it is done. Debra Benton did it...so can we.


10-Minute Entrepreneur
Published in Paperback by Warner Books (01 April, 1985)
Author: Mark Stevens
Amazon base price: $7.95
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10 Weeks to Network Marketing Success: The Secrets to Launching Your Very Own Million-Dollar Organization In a 10-Week Business-Building and Personal-Development Self-Study Course
Published in Audio Cassette by Vision Works Publishing (17 August, 2001)
Authors: Joe, Dr Rubino and Dr. Joe Rubino
Amazon base price: $69.95
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Average review score:

Worth every penny
I have paid hundreds of dollars to attend trainings and courses that were not nearly as good as this tape set. It comes with a great workbook to track your progress and develop the principles needed for success in MLM. I also love Dr. Rubino's book,"Secrets of Building a Million Dollar NWM Organization From a Guy Who's Been There Done That and Shows You How to Do It Too." Very thorough and enlightening.

A business and life-changing gift to networkers
10 Weeks to Network Marketing Success: The Secrets to Launching Your Very Own Million-Dollar Organization In a 10-Week Business-Building and Personal-Development Self-Study Course is a life-cahnging personal development course that will put any serious distributor on the path to success in network marketing. The set consists of 6 audio tapes with 10 insightful weekly topics to guide the user to implement those actions that will most dramatically support great, rapid success. The 37 page workbook allows for one to record answers to the transformational weekly exercises that the author (whose other books- The Power to Succeed: 30 Principles for Maximizing Your Personal Effectiveness, Book I,The Power to Succeed: More Principles for Powerful Living, Book II, Secrets of Building a Million Dollar Network Marketing Organization From A Guy Who's Been There Done That And Shows You How To Do It Too and The Magic Lantern: A Fable About Leadership, Personal Excellence and Empowerment are all excellent as well) provides to move your business forward. The best part of this series is that the participant will grow personally by the end of the 10 weeks just by implementing the exercises given. This course is well worth the investment. In fact, I believe it's easily worth 10 times the cost as it will launch anyone who follows the exercises into massive action and success.


10 Steps to Home Ownership: A Workbook for First-Time Buyers
Published in Paperback by Three Rivers Press (CA) (01 December, 1996)
Author: Ilyce R. Glink
Amazon base price: $10.50
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First-time homebuyers have a guide specifically tailored to their needs in 10 Steps to Home Ownership. Author Ilyce R. Glink writes reassuringly for those who are new to the often-confusing world of real estate. Her book is full of worksheets, allowing readers to pencil out solutions to home buying's many riddles: How big a mortgage can you qualify for? How much money will you need at closing? This book, 10 Steps to Home Ownership, can help readers who find themselves dreaming of home ownership but are too bewildered to take the first steps. --Barry Mitzman
Average review score:

Good for buying homes, but not apartments...
This book is an invaluable resource for someone looking to buy their first home: Glink takes the reader through the home buying process step by step, and the amortization tables in the appendix definitely come in handy. However, I wouldn't necessarily recommend it for someone looking to buy a co-op or a condo. When I was looking to buy a co-op apartment in the city, I found the CO-OP BIBLE to be much more helpful--it was the book I turned to when I needed help with every aspect of that process.

A nice aid to figuring out how to buy that first house...
I bought this book about a year before I started looking for my first house (when I knew ABSOLUTELY nothing beyond the fact I wanted to buy) and I found this book to be an indespensible aid. The real beauty of it, for me at least, is Ms. Glink's ability to get you thinking about all the myriad issues involved in buying a home (including the biggie - do you even want to do it) in a constructive way with language that is easy to understand. I love that she includes the emotional issues (that are so often overlooked) alongside the financial, legal and practical issues. The breakdowns of real-estate language and the worksheets are nice touches, too. I have recommended this book to everyone I know who utters that magic phrase, "I'd love to buy a house someday...".

A must have for the new homebuyer
I am a 25 year old looking into buying a condo in Chicago. I just finished the book and it taught me so much about what to expect going into this major purchase. The author explains what you can reasonably assume a bank will loan you, different financing techniques and important emotional and financial issues you will have to resolve before choosing a home. Its easy to read and engaging. I usually have a short attention span for manuals, but I read this cover to cover in a week. I never lost interest. If you're a renter and at the point where you're starting to think you want to buy, read this book for some great tips and advice so you don't fall into any "gotchas" ahead.


10 Steps to Financial Success
Published in Paperback by Wiley (07 March, 1997)
Author: W. Patrick Naylor
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Average review score:

Safe financial planning
This book delievers a sound financial plan. It's steps are concise and obtainable goals that will help to secure a firm financial base. It also has indexes that include companys with DRIP programs and others that you can buy directly from. It's definetly worth the price.

Formula for Financial Indepencence
Following Dr. Naylor's step-by-step formula provides a solid foundation and framework for the creation of a sound lifelong financial plan. Written expressly for the uninitiated, this book will expand your personal finance knowledege base in hours! Unincombered with minimal technical jargon, this book cuts to the chase. Recommended without reservation!

An excellent first step to financial freedom
This book provides the basic groundwork needed in order for almost anyone, regardless of financial circumstances, to begin formulating a serious saving and investment strategy. This book is highly suitable to the absolute beginner, educating readers on some of the best ways to begin participating in the market, such as DRIP programs, mutual funds and "buy and hold" strategies.

This book will help readers quickly accumulate sound investment knowledge and well prepare them for future study.

This book should be required reading for anyone seeking to increase financial security through investing.


$100 000 Club the Biz Books (Gemstar) to Go
Published in Unknown Binding by iPublish.com (July, 2001)
Author: D. a. Benton
Amazon base price: $2.95

Related Subjects: Money Book Review 401k 403(b) 457-plan 529-plan-college-savings Credit-card Credit-repair Debit-card Debt-consolidation Education-Savings-Account Employee-stock-option Individual-Retirement-Account Insurance Pension Social-security Wealth
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